1. Add items to your Cart as usual, and select PayBright as your payment method in Checkout.

2. Complete PayBright’s easy online application and get an instant approval decision.

3. Make 6 monthly payment to PayBright while you fall in love with your new mattress.

PayBright will help you set up convenient, pre-authorized payments via your bank account.

PayBright payment plans are not available for orders under $600 or over $10,000.

We only offer a 6 month interest-free payment plan through PayBright.

PayBright payment plans are available to Canadian residents above the age of majority, which is 18 or 19, depending on your province.

Yes, all PayBright payment plans can be prepaid at any time without penalty.

If you miss a payment, PayBright will automatically reschedule the payment to be debited a few days later. Additional charges for late and missed payments may apply. Please contact PayBright directly if you need to discuss your payment plan or the timing of your payments.

Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or payment method. For further information, please contact PayBright.

After you have completed a transaction with PayBright, you can access your account here. If you have any questions or trouble logging in, please contact PayBright.

Purchases made using PayBright are subject to the Novosbed sleep trial and return policy. Any returns will be processed by Novosbed, and your PayBright loan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by PayBright.